FHA with as little as 3.5% Down Payment 

An FHA loan is a mortgage insured by the Federal Housing Administration (“FHA”), a government agency within the U.S. Department of Housing and Urban Development. These loans are a safe, viable option for building credit in today’s tough real estate market. Your down-payment can be as low as 3.5% of the purchase price, and in many cases your closing costs and fees can be included in the loan. The FHA allows home sellers, builders and lenders to pay some of the borrower’s closing costs, which include appraisal, credit reports and/or title expenses.

Two Mortgage Insurance Premiums are required on all FHA loans. The first is the upfront premium and the second is the annual premium. Contact your mortgage professional to learn more about these premiums and the current annual premiums for your loan amount.

 

  • FICO scores as low as 620
  • Conventional Loans up to 97% financing

  I will get you a flyer for this program

  • Non-QM loans up to $3,000,000

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  • 1 Year Tax Returns for Self Employed borrowers
  • Foreign National Financing

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